Xnett Cheque Truncation System (CTS)

Xnett Cheque Truncation System (CTS) is an image based clearing system where the cheque is scanned at the moment of deposit and the electronic image is transferred through the various clearing cycles. The time taken to clear a cheque cycle will reduce significantly in a quick time credit/debit and cuts down the manual work and decrease the chances of fraud. Fasyl CTS will allow you to capture the image and transfer it to a clearing house through secured network.

Xnett Internet Banking Solution

Xnett i bank is a revolutionary internet banking environment with end-to-end support for both individual and corporate customers. Engineered with the best of the J2EE and JSR software technology that provide military specs 3-DES encryption of transaction data, Ajax capability for desktop performance on the web and dynamic user interface rendering. Secured logic layer for core business rules, highly scalable and platform independent Inbuilt second factor authentication for every financial transaction and anti-phishing tool to prevent user credential theft.

Xnett Automated Clearing House (ACH)

Xnett Automated Clearing House System(ACH) is a secure payment transfer system that connects all financial institutions in Gambia. The ACH network acts as the central clearing facility for all Electronic Fund Transfer (EFT) transactions that occur nationwide, representing a crucial link in the national banking system. It is here that payments linger in something akin to a holding pattern while awaiting clearance for their final banking destination.

Xnett RTGS

Xnett Real-Time Gross Settlement system (RTGS) is a specialist funds transfer system where transfer of money or securities can be done from one bank to another on a "real time" and on "gross" basis. Settlement in "real time" means payment transaction is not subjected to any waiting period.

Xnett DIAS(Data Integration and Assurance System)

As a cardinal part of a Central bank function, supervising the operating Banks within a country requires a periodic submission of financial reports from each operating Banks within the country. The accuracy and speed of submission is enhanced if these reports are rendered electronically. This product is geared toward ensuring an automated, user uninterrupted, electronic financial analysis surveillance system with the objective of reducing compromise of returns rendered by financial institutions to Central Bank. This ensures that Financial Institutions returns are rendered without compromise the returning institution, hence such data Integrity is guaranteed. The solution is a fool proof and intelligent application that securely extract the bank’s general ledger balances immediately after the completion of End of Day (EOD) process and replicate same online in secured format to the central repository at the Central Bank Data center for financial analysis and reporting. This application provides functionalities that ensure data consistency; completeness and correctness thereby guaranteed an overall integrity of the banks disclosure.

Insight Business Intelligent Tools

Xnett insight is a business intelligent tool that aggregate data from multiple sources in order to provide a 360 degree visibility of the business key performance indicators to the right people. Having the right information at your fingertips provide the right competitive advantage in today’s business hence Xnett insight’s main objective is to; Provide single point of truth and analytics for all your information requirement needed to monitor business performances in real time and for making strategic decision. Through aggregation and consolidation of all data sources within the bank and perform data analysis using set of defined business rule to identify trends, exceptions and other factors that provide the true picture of business performance. Delivered via real time online dashboard, mail and alert notification over the phone and other communication devices.

DygitalME

DygitalMe is a free web and smart device application that has been developed with Its core value proposition for individuals to securely store and share their information and documents.